Who We Are
A Direct Lender Born from Long Island's Entrepreneurial Spirit
Seed Holdings Inc was established in Melville, New York, at the heart of Long Island's thriving business corridor. We were founded by professionals who spent years inside traditional banking institutions — and grew frustrated watching qualified business owners get turned away or stuck waiting months for decisions on capital they needed now.
We built Seed Holdings to be different. As a direct lender, we hold the capital ourselves — meaning faster approvals, more flexible terms, and a relationship that goes beyond a file number. When you call Seed Holdings, you speak to a person who knows your file, knows your industry, and is invested in your success.
Our team has helped thousands of businesses across New York and the nation access the financing they need to grow — from the restaurant owner expanding to a second location, to the contractor adding a new fleet, to the manufacturer upgrading to modern equipment. Every engagement starts with a conversation and ends with a tailored solution.